Bankruptcy & Foreclosure Defense Attorneys

412-824-4011

We take the time to make it work.

Blog

a meter reads a credit score, from good in green to poor in red.

Blog General Legal Advice April 17, 2019

Understanding Your Credit Score When You File for Bankruptcy

Usually, when filing for bankruptcy, you’ve exhausted all other financial options to remain afloat. In terms of being able to pay off your outstanding debt. It may be the smartest thing to do to absolve yourself of having to pay back your lenders. But the downside is what will happen to your credit score, for […]

small colonial house with a red door surrounded by trees.

Blog General Legal Advice April 10, 2019

Maintaining Home Ownership After Filing for Bankruptcy

Bankruptcy often comes as a decision that can be quite overwhelming to many people. It’s the last resort for consumers to deal with the debt that they can’t afford. Catching up after falling behind on your mortgage payments can be challenging. The additional late fees, unpaid debt, and the refusal of partial payments can all […]

A pen sits on top of a bankruptcy form

Blog General April 3, 2019

Understanding Types of Bankruptcies: Bankruptcy Explained

Bankruptcy is not generally something anyone looks forward to. Although you are no longer in debt, your credit score plummets. In many cases you have to start from scratch. At Bartifay, we offer two different types of bankruptcy services; Chapter 7 and Chapter 13. Let’s talks about what bankruptcy really is and what it means […]

A small wooden house sits on top of mortgage papers that a hand is signing.

What You Need to Know Before Applying for a Loan Modification

A mortgage loan modification is when a lender agrees to restructure the terms of the loan agreement. To make it more manageable and affordable for the borrower. A loan modification is often the last resort and best case scenario for a homeowner who is on the brink of foreclosure. Preparing for the mortgage loan modification […]

A stressed man leans over a desk.

Blog General Law Legal Advice March 26, 2019

Top 10 Reasons for Bankruptcy and What You Can Do

Bankruptcy can be a word that people toss around without fully understanding what it means.  An outsider might think that anyone filing for bankruptcy has racked up credit card debt with shopping sprees and vacations.  But there are actually a lot of other situations that can lead people into bankruptcy, sometimes through no fault of […]

A warning sign is sitting in high water.

5 Warning Signs That You Need a Bankruptcy Lawyer

  Everyone faces times when money is tight.  But sometimes financial circumstances take a turn beyond “money is tight” and into murkier territory.  When people face a mountain of debt so high that they cannot expect to repay it within a reasonable timeframe, filing bankruptcy becomes an option.  But what is filing for bankruptcy?

A hand holds a pen over a tax form with a calculator on the desk.

Blog General Law Legal Advice March 18, 2019

How Mortgage Modification Can Affect 2019 Taxes

When you are facing financial difficulties, anything having to do with money can feel overwhelming.  You may come home every day to face past due notices, credit card statements, and other bills you simply cannot pay.  If those notices include late mortgage notices, you may feel even more stressed out. When you are trying to […]

A model house balances on a seesaw with stacks of coins on the other side.

Blog General Law Legal Advice March 14, 2019

Home Retention Laws in Pennsylvania You Need to Know

Burdensome mortgage payments cause great stress to homeowners and wreak havoc on their finances.  Some homeowners will pretend that nothing is happening, ignoring mortgage due notices and late payment warnings.  Others will do almost anything to hang on to their homes, even if it means skipping payments on other bills. But skipping mortgage payments or […]

Foreclosure law firm

Blog March 1, 2019

Avoiding Foreclosure: You Have Options

Have you missed several mortgage payments or been faced with a Notice of Default? Losing your home may seem unavoidable. Luckily for you, there are several options that can help you save your home from foreclosure. And keep you and your family safe. And the roof over your heads secure.

cutout recycled paper refinancing

Blog February 22, 2019

Loan Modification and Refinancing: What’s the Difference?

When dealing with loan modifications and refinancing, there are many benefits to whichever route you choose or are eligible for. Reduced interest rates are a general benefit to both of these options. Getting a loan modification alters the initial terms of mortgage due to financial difficulty. The goal of a modification is to reduce monthly […]

12356
Click to Call