Bartifay Law Offices, P.C. provides Chapter 13 bankruptcy services for those facing mortgage foreclosure, where a three to five year reorganization plan is implemented that allows for payment of mortgage arrearages over time. Chapter 13 may also benefit those with high automobile loan payments, secondary mortgages on over-encumbered property, and tax debt. In addition, Bartifay Law Offices, P.C. provides Chapter 7 bankruptcy services to assist with elimination of unsecured business or consumer debt. Bartifay Law Offices, P.C. can also represent clients in mortgage modification negotiations, either within or outside of bankruptcy.
Deciding to file for bankruptcy is a difficult choice and one you don’t want to make lightly. Financial hardship can happen to anyone at any time, and having experienced counsel makes a world of difference in your outcome. Whether you aren’t sure when and how to explore bankruptcy or if you are looking for representation for your filing, get in touch with us at Bartifay Law Offices, P.C.
Our offices provide Chapter 13 and Chapter 7 Bankruptcy services. Under Chapter 13, your debt can be restructured with a reorganization plan that will fit your budget. Chapter 7 provides a discharge of unsecured debt such as credit cards, medical bills, automobile loan deficiencies and certain income tax liabilities.
Bankruptcy is a complicated and delicate process, but it can have a hugely positive impact on your life. At Bartifay Law Offices, P.C. we provide counsel and representation for individuals looking to relieve some or all of their debt. We advise on whether Chapter 13 or Chapter 7 can be more effective for you and see the process through for a positive conclusion.