Bankruptcy & Foreclosure Defense Attorneys


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Filing for Bankruptcy in Pennsylvania: The Process

Filing for bankruptcy in Pennsylvania is a fairly straightforward process, but if this is your first time, it can seem a bit overwhelming. To help you gain a better understanding of what to expect, let’s look at each step individually. There are two kinds of bankruptcy for individuals – Chapter 7 and Chapter 13. Each type […]

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Blog General Legal Advice April 17, 2019

Understanding Your Credit Score When You File for Bankruptcy

Usually, when filing for bankruptcy, you’ve exhausted all other financial options to remain afloat. In terms of being able to pay off your outstanding debt. It may be the smartest thing to do to absolve yourself of having to pay back your lenders. But the downside is what will happen to your credit score, for […]

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Blog General Legal Advice April 10, 2019

Maintaining Home Ownership After Filing for Bankruptcy

Bankruptcy often comes as a decision that can be quite overwhelming to many people. It’s the last resort for consumers to deal with the debt that they can’t afford. Catching up after falling behind on your mortgage payments can be challenging. The additional late fees, unpaid debt, and the refusal of partial payments can all […]

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Blog General April 3, 2019

Understanding Types of Bankruptcies: Bankruptcy Explained

Bankruptcy is not generally something anyone looks forward to. Although you are no longer in debt, your credit score plummets. In many cases you have to start from scratch. At Bartifay, we offer two different types of bankruptcy services; Chapter 7 and Chapter 13. Let’s talks about what bankruptcy really is and what it means […]

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What You Need to Know Before Applying for a Loan Modification

A mortgage loan modification is when a lender agrees to restructure the terms of the loan agreement. To make it more manageable and affordable for the borrower. A loan modification is often the last resort and best case scenario for a homeowner who is on the brink of foreclosure. Preparing for the mortgage loan modification […]

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Blog General Law Legal Advice March 26, 2019

Top 10 Reasons for Bankruptcy and What You Can Do

Bankruptcy can be a word that people toss around without fully understanding what it means.  An outsider might think that anyone filing for bankruptcy has racked up credit card debt with shopping sprees and vacations.  But there are actually a lot of other situations that can lead people into bankruptcy, sometimes through no fault of […]

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5 Warning Signs That You Need a Bankruptcy Lawyer

  Everyone faces times when money is tight.  But sometimes financial circumstances take a turn beyond “money is tight” and into murkier territory.  When people face a mountain of debt so high that they cannot expect to repay it within a reasonable timeframe, filing bankruptcy becomes an option.  But what is filing for bankruptcy?

A hand holds a pen over a tax form with a calculator on the desk.

Blog General Law Legal Advice March 18, 2019

How Mortgage Modification Can Affect 2019 Taxes

When you are facing financial difficulties, anything having to do with money can feel overwhelming.  You may come home every day to face past due notices, credit card statements, and other bills you simply cannot pay.  If those notices include late mortgage notices, you may feel even more stressed out. When you are trying to […]

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Blog General Law Legal Advice March 14, 2019

Home Retention Laws in Pennsylvania You Need to Know

Burdensome mortgage payments cause great stress to homeowners and wreak havoc on their finances.  Some homeowners will pretend that nothing is happening, ignoring mortgage due notices and late payment warnings.  Others will do almost anything to hang on to their homes, even if it means skipping payments on other bills. But skipping mortgage payments or […]

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Blog March 1, 2019

Avoiding Foreclosure: You Have Options

Have you missed several mortgage payments or been faced with a Notice of Default? Losing your home may seem unavoidable. Luckily for you, there are several options that can help you save your home from foreclosure. And keep you and your family safe. And the roof over your heads secure.

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